People used to save for the future. Then they lived paycheck to paycheck. Then they borrowed from the future for the consumption of today. The they borrowed to pay off their debts. When they couldn't borrow any more, governments borrowed to bail out the lenders. What's next? ' We are one shock away from a full-blown [food] crisis ,' according to World Bank President Robert Zoellick . ' The financial crisis taught us that prevention is better than cure. We cannot afford to forget that lesson .' The Unignorables